Unitrank
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Buenos Aires · October 2026

16,225

active listings state they accept guarantee insurance, out of 49,479 rental listings we measure in Buenos Aires

Without a local property-owner guarantor, the usual door into a long-term Buenos Aires lease is the seguro de caución. The problem is knowing who accepts it before you spend visits finding out. Here is the real map: 33% of listings state it in writing, most say nothing and it gets negotiated, and a few demand a property guarantee and nothing else.

Where the door is open

Four readings of the same market. They are measured separately from listing text, so the groups overlap and do not sum to the total.

State they accept caución

16,225
The ad says it in writing. With these you can move directly, no need to ask first.

Say nothing

32,381
The ad does not mention guarantees. Silence is not a no, it gets negotiated at first contact. Ask before visiting.

Temporarios, no guarantee

5,150
Furnished contracts up to 6 months. They run on a deposit instead of a guarantee. The typical entry path for new arrivals.

Property guarantee only

873
Demand a guarantor who owns property, exclusively. The only door that is truly closed without local ties.

Explicit acceptance means the listing text states it accepts seguro de caución or Garantía BA. Counted across active listings as of the date in the footer.

What the caución costs

You pay it to the insurer, usually at signing or financed in installments, and unlike the deposit it is not recoverable at the end of the contract. The typical market range is 3 to 8% of total contract value. Across the long-term listings we measure, our median estimate is US$ 62 per month prorated over a 24-month contract.

Unitrank model estimate over long-term listings; per-listing values are labeled as estimates on each listing page.

Where acceptance is concentrated

Neighborhoods with at least 10 listings stating they accept caución. The median shown is a 1-bedroom, all-in per month.

Neighborhood Listings 1BR all-in
Palermo 3,385 US$ 996
Recoleta 1,663 US$ 773
Belgrano 1,338 US$ 897
Caballito 1,191 US$ 702
Puerto Madero 939 US$ 2,320
Vicente López 842 US$ 793
Almagro 822 US$ 677
Villa Urquiza 729 US$ 789
Balvanera 681 US$ 630
Núñez 651 US$ 938
Villa Crespo 591 US$ 795
Retiro 585 US$ 841
Colegiales 522 US$ 901
San Nicolás 472 US$ 674
Monserrat 372 US$ 689
Olivos 244 US$ 783
San Telmo 232 US$ 872
San Cristóbal 227 US$ 656
Chacarita 225 US$ 807
Constitución 205 US$ 661

All-in adds rent, expensas, estimated utilities and the prorated caución, on a 24-month contract, median per neighborhood. A dash means fewer than 5 fully priced 1-bedroom listings.

Search only what you can actually sign

Set your guarantee situation and the search removes the 873 listings that demand a property guarantee exclusively, keeps the ones that say nothing because that is negotiable, and adds the estimated caución cost into each listing's monthly total.

Search with caución included
FAQ
What is a seguro de caución?+
An insurance policy where an insurer acts as your guarantor: if you stop paying rent, the landlord claims against the insurer. It replaces the traditional property-owner guarantee (garantía propietaria). Typical cost is 3 to 8% of the total contract value, paid by you to the insurer, usually at signing or financed in installments. Across the long-term listings we measure, our median estimate is US$ 62 per month prorated over a 24-month contract. Unlike the deposit, this money is not recoverable.
What do insurers require to approve one?+
Generally registered income in Argentina (recent pay slips or monotributo tenure) of about three times the rent, a local ID, and a credit check. If you just arrived and do not meet those requirements yet, the usual alternatives are a larger deposit, several months paid upfront, or a temporary rental, which asks for no guarantee at all.
The listing says nothing about guarantees. Can I still offer a caución?+
Yes, and it is worth asking before you visit. Only 33% of listings state in writing that they accept caución; the vast majority say nothing, and that gets negotiated at first contact. Silence is not a no: the city ombudsman's survey found most agencies accept it in practice. Always ask before paying any reservation.
Do temporary rentals require a guarantee?+
Generally no. Furnished temporary contracts of up to 6 months run on a cash deposit (usually in dollars) instead of a guarantee, which is why they are the typical entry path for new arrivals. The monthly cost is usually higher than a long-term contract.
How does Unitrank count and filter these listings?+
We count as explicit acceptance only what the ad states in writing: 16,225 active listings today. When you search with the caución option on, we remove only the 873 listings that demand a property-owner guarantee exclusively, keep the ones that say nothing (because that is negotiable), and add the estimated caución cost into each listing's monthly total so you compare complete numbers. Estimates are labeled as estimates.

The number portals do not show

No Argentine portal ships guarantee acceptance as a verified filter. We publish this cut because it is the number that decides whether a long-term contract is possible at all for someone without a local guarantor. The counts come from each listing's own text, not third-party averages, and update weekly.

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