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Buenos Aires · July 2026

24,342

active listings state they accept guarantee insurance, out of 60,535 rental listings we measure in Buenos Aires

Without a local property-owner guarantor, the usual door into a long-term Buenos Aires lease is the seguro de caución. The problem is knowing who accepts it before you spend visits finding out. Here is the real map: 40% of listings state it in writing, most say nothing and it gets negotiated, and a few demand a property guarantee and nothing else.

Where the door is open

Four readings of the same market. They are measured separately from listing text, so the groups overlap and do not sum to the total.

State they accept caución

24,342
The ad says it in writing. With these you can move directly, no need to ask first.

Say nothing

34,876
The ad does not mention guarantees. Silence is not a no, it gets negotiated at first contact. Ask before visiting.

Temporarios, no guarantee

6,732
Furnished contracts up to 6 months. They run on a deposit instead of a guarantee. The typical entry path for new arrivals.

Property guarantee only

1,317
Demand a guarantor who owns property, exclusively. The only door that is truly closed without local ties.

Explicit acceptance means the listing text states it accepts seguro de caución or Garantía BA. Counted across active listings as of the date in the footer.

What the caución costs

You pay it to the insurer, usually at signing or financed in installments, and unlike the deposit it is not recoverable at the end of the contract. The typical market range is 3 to 8% of total contract value. Across the long-term listings we measure, our median estimate is US$ 58 per month prorated over a 24-month contract.

Unitrank model estimate over long-term listings; per-listing values are labeled as estimates on each listing page.

Where acceptance is concentrated

Neighborhoods with at least 10 listings stating they accept caución. The median shown is a 1-bedroom, all-in per month.

Neighborhood Listings 1BR all-in
Palermo 3,653 US$ 1,009
Recoleta 1,889 US$ 771
Belgrano 1,404 US$ 897
Caballito 1,313 US$ 687
Puerto Madero 1,035 US$ 2,224
Vicente López 1,001 US$ 803
Almagro 920 US$ 687
Villa Urquiza 874 US$ 772
Balvanera 791 US$ 629
Flores 759 US$ 642
Retiro 748 US$ 804
Núñez 687 US$ 922
Villa Crespo 654 US$ 794
Colegiales 544 US$ 917
San Nicolás 544 US$ 671
Monserrat 429 US$ 650
Villa Devoto 392 US$ 689
San Isidro 353 US$ 822
Martínez 298 US$ 807
Villa del Parque 297 US$ 665

All-in adds rent, expensas, estimated utilities and the prorated caución, on a 24-month contract, median per neighborhood. A dash means fewer than 5 fully priced 1-bedroom listings.

Search only what you can actually sign

Set your guarantee situation and the search removes the 1,317 listings that demand a property guarantee exclusively, keeps the ones that say nothing because that is negotiable, and adds the estimated caución cost into each listing's monthly total.

Search with caución included
FAQ
What is a seguro de caución?+
An insurance policy where an insurer acts as your guarantor: if you stop paying rent, the landlord claims against the insurer. It replaces the traditional property-owner guarantee (garantía propietaria). Typical cost is 3 to 8% of the total contract value, paid by you to the insurer, usually at signing or financed in installments. Across the long-term listings we measure, our median estimate is US$ 58 per month prorated over a 24-month contract. Unlike the deposit, this money is not recoverable.
What do insurers require to approve one?+
Generally registered income in Argentina (recent pay slips or monotributo tenure) of about three times the rent, a local ID, and a credit check. If you just arrived and do not meet those requirements yet, the usual alternatives are a larger deposit, several months paid upfront, or a temporary rental, which asks for no guarantee at all.
The listing says nothing about guarantees. Can I still offer a caución?+
Yes, and it is worth asking before you visit. Only 40% of listings state in writing that they accept caución; the vast majority say nothing, and that gets negotiated at first contact. Silence is not a no: the city ombudsman's survey found most agencies accept it in practice. Always ask before paying any reservation.
Do temporary rentals require a guarantee?+
Generally no. Furnished temporary contracts of up to 6 months run on a cash deposit (usually in dollars) instead of a guarantee, which is why they are the typical entry path for new arrivals. The monthly cost is usually higher than a long-term contract.
How does Unitrank count and filter these listings?+
We count as explicit acceptance only what the ad states in writing: 24,342 active listings today. When you search with the caución option on, we remove only the 1,317 listings that demand a property-owner guarantee exclusively, keep the ones that say nothing (because that is negotiable), and add the estimated caución cost into each listing's monthly total so you compare complete numbers. Estimates are labeled as estimates.

The number portals do not show

No Argentine portal ships guarantee acceptance as a verified filter. We publish this cut because it is the number that decides whether a long-term contract is possible at all for someone without a local guarantor. The counts come from each listing's own text, not third-party averages, and update weekly.

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